Did you benefit from the Bank of Industry BOI $636 Billion. 7,000+ Businesses Support. 1.6 Million Jobs. According to BOI, In 2025, the Bank of Industry recorded its largest-ever annual disbursement, financing enterprises across manufacturing, agribusiness, infrastructure, ICT, MSMEs, and the creative economy.

They stated that this milestone reflects their commitment to powering Nigeria’s industrial growth, strengthening businesses, and delivering measurable development impact nationwide. From strategy to scale; financing the future of enterprise.

Nigerian loan information

Disbursements & Funds

  • Total Disbursement: ₦636 Billion (Over 7,000 businesses; largest in BOI history).
  • Managed Funds: ₦73 Billion in Managed/Matching funds for states and institutional partners.
  • Intervention Funds: ₦200 Billion FGN Intervention funds (Over 95% performance).
  • International Funding: €210 Million (Approx. ₦350 Billion) mobilized from international partners.
    • €125m for healthcare.
    • €85m for agriculture and food security.

ectoral Distribution of Disbursement

The sectoral distribution of disbursements is led by Agro-Allied at ₦202B, followed by Infrastructure at ₦100B, Manufacturing at ₦79B, Extractive at ₦77B, and Services at ₦55B.

Loan Performance

NPL Rate: <1.5% (Non-performing loans rate).

Microfinance bank services

READ – FG RHGEEP 3.0 Credit Support Loan 2026: RHGEEP Initiative

Development Impact

Disbursement by Business Size

  • Large Enterprise Credits: ₦375B (59%)
  • SME Credits: ₦178B (28%)
  • Nano Credits: ₦51B (8%)
  • Micro Credits: ₦32B (5%)

Jobs & MSMEs

  • Jobs Created/Retained: 1.6 Million
  • New MSMEs Supported: Over 7,000
  • Startups Funded: 570

Social & Environmental Focus

  • Gender Focus: ₦150 Billion to women-focused businesses.
  • Youth Focus: ₦12 Billion to youth-owned businesses.
  • Sustainability: 20K+ Tonnes CO2 Emission Reduction.

Strategic Execution

  • FGN Presidential Conditional Grant Scheme: 957,400 Total Beneficiaries.
  • Industrial Upgrade: Tomato processing facility upgrade (3.1m to 10m tonnes/hr).
  • Mini-Grids: 100 deployed across rural communities (World Bank partnership).
  • Power Infrastructure: 11,777 New Customers Connected.
  • Agriculture: 47,508 Smallholder Farmers linked to processing facilities.
  • Critical National Infrastructure: ₦100 Billion disbursed (Broadband, Power, Aviation, Transportation).

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