FG Tertiary Institution Staff Interest Free Loan Scheme 2025- Apply Now – In a bold move to improve the welfare of Nigeria’s tertiary education workforce, the Federal Government has launched the Tertiary Institutions Staff Support Fund (TISSF) — an interest-free loan scheme offering up to #10 million to academic and non-academic staff nationwide.
Announced on August 14, 2025, in Abuja by the Honourable Minister of Education, Dr. Maruf Olatunji Alausa, CON, the initiative is part of President Bola Anmed Tinubu’s Renewed Hope Reform Agenda. Developed in collaboration with TETFund and the Bank of Industry, TISSF aims to enhance staff welfare, career development, and financial stability.
Eligible applicants can access loans capped at 33.3% of their gross annual salary, with repayment spread over five years and a one-year grace period. The funds may be used for healthcare, housing, transportation, small-scale enterprises, agriculture, or academic advancement.
TISSF Loan Application Eligibility 2025
The Tertiary Institution Staff Support Fund (TISSF) is a welfare fund established at enhancing the well-being of tertiary institution staff, supporting professional career development, and promoting financial independence
The purpose of the fund is to address systemic issues affecting tertiary institution staff across Nigeria. It is a transformative initiative aimed at providing access to funding to empower tertiary institution staff in becoming agents of change within their institutions and communities. It builds on the successes of similar programs globally, adapting best practices to the Nigerian context to ensure maximum impact.
Candidates are expected to upload the following documents as requirements for the program”
- Employment letter
- Valid Institution ID Card
- Membership of your staff association
- Statement of bank account (last 6 months)
Please note that device for this registration has a camera as you will be required to take a facial picture and grant location access to this portal.
How to apply FG TISSF Loan 2025
Applications are to be submitted via https://tissf.education.gov.ng on a first-come, first-served basis, through a transparent and fully automated process.
The program has already attracted significant interest, recording 2,474 applications, 691 completed submissions, 105 registered institutions, and 15 participating bursars. Stakeholders, including Hon. Abubakar H. Fulata, Mr. Sunday Dare, Dr. Olasupo Olusi, and union leaders, have praised the scheme as a landmark step in boosting morale and retaining skilled personnel.
The Ministry projects a 24% improvement in staff retention rates and a 42% boost in morale — underscoring the government’s commitment to building a motivated, productive, and res J academic community.
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